Child Stories: Privacy Policy and Terms of Use
OUR PRIVACY POLICY
Child-Stories-Bank.com is committed to protecting the privacy of
our online visitors. We strive to offer our visitors
the many advantages of Internet technology and to
provide an interactive and personalized experience. We
may use personally identifiable information (your name,
e-mail address, street address, telephone number)
subject to the terms of this privacy policy. We will
NEVER sell, barter, or rent your email address to any
unauthorized third party. Period.
We collect information from online visitors who ask to
be on our newsletter mailing list and/or receive
periodic email announcements. Anyone who wishes can
choose to be removed from our mailing list
at any time.
All online visitor data collected by Child-Stories-Bank.com is
protected against unauthorized access. We will not
sell, trade, or give your personal information to other
companies or organizations.
How we gather information from users:
How we collect and store information depends on the
page you are visiting, the activities in which you
elect to participate and the services we provide. For
example, you may be asked to provide information when
you register for access to certain portions of our site
or request certain features, such as newsletters or
when you make a purchase. You may provide information
when you participate in sweepstakes and contests,
message boards and chat rooms, and other interactive
areas of our site. Like most Web sites, Child-Stories-Bank.com also
collects information automatically and through the use
of electronic tools that may be transparent to our
visitors. For example, we may log the name of your
Internet Service Provider or use cookie technology to
recognize you and hold information from your visit.
Among other things, the cookie may store your user name
and password, sparing you from having to re-enter that
information each time you visit, or may control the
number of times you encounter a particular
advertisement while visiting our site. As we adopt
additional technology, we may also gather information
through other means. In certain cases, you can choose
not to provide us with information, for example by
setting your browser to refuse to accept cookies, but
if you do you may be unable to access certain portions
of the site or may be asked to re-enter your user name
and password, and we may not be able to customize the
site’s features according to your preferences.
What we do with the information we collect:
Like other Web publishers, we collect information to
enhance your visit and deliver more individualized
content and advertising. We respect your privacy and do
not share your information with anyone.
Aggregated Information (information that does not
personally identify you) may be used in many ways. For
example, we may combine information about your usage
patterns with similar information obtained from other
users to help enhance our site and services (e.g., to
learn which pages are visited most or what features are
most attractive). Aggregated Information may
occasionally be shared with our advertisers and
business partners. Again, this information does not
include any Personally Identifiable Information about
you or allow anyone to identify you individually.
We may use Personally Identifiable Information
collected on Child-Stories-Bank.com to communicate with you about
your registration and customization preferences; our
Terms of Service and privacy policy; services and
products offered by Child-Stories-Bank.com and other topics we
think you might find of interest.
Personally identifiable information collected by Child-Stories-Bank.com may also be used for other purposes, including but
not limited to site administration, troubleshooting,
processing of e-commerce transactions, administration
of sweepstakes and contests, and other communications
with you. Certain third parties who provide technical
support for the operation of our site (our Web hosting
service for example) may access such information. We
will use your information only as permitted by law. In
addition, from time to time as we continue to develop
our business, we may sell, buy, merge or partner with
other companies or businesses. In such transactions,
user information may be among the transferred assets.
We may also disclose your information in response to a
court order, at other times when we believe we are
reasonably required to do so by law, in connection with
the collection of amounts you may owe to us, and/or to
law enforcement authorities whenever we deem it
appropriate or necessary. Please note we may not
provide you with notice prior to disclosure in such
cases.
Affiliated sites, linked sites and advertisements:
Child-Stories-Bank.com expects its partners, advertisers and
affiliates to respect the privacy of our users. Be
aware, however, that third parties, including our
partners, advertisers, affiliates and other content
providers accessible through our site, may have their
own privacy and data collection policies and practices.
For example, during your visit to our site you may link
to, or view as part of a frame on a Child-Stories-Bank.com page,
certain content that is actually created or hosted by a
third party. Also, through Child-Stories-Bank.com you may be
introduced to, or be able to access, information, Web
sites, features, contests or sweepstakes offered by
other parties. Child-Stories-Bank.com is not
responsible for the actions or policies of such third
parties. You should check the applicable privacy
policies of those third parties when providing
information on a feature or page operated by a third
party.
While on our site, our advertisers, promotional
partners or other third parties may use cookies or
other technology to attempt to identify some of your
preferences or retrieve information about you. For
example, some of our advertising is served by third
parties and may include cookies that enable the
advertiser to determine whether you have seen a
particular advertisement before. Other features
available on our site may offer services operated by
third parties and may use cookies or other technology
to gather information. Child-Stories-Bank.com does not control the
use of this technology by third parties or the
resulting information, and is not responsible for any
actions or policies of such third parties.
You should also be aware that if you voluntarily
disclose personally identifiable information on message
boards or in chat areas, that information can be viewed
publicly and can be collected and used by third parties
without our knowledge and may result in unsolicited
messages from other individuals or third parties. Such
activities are beyond the control of Child-Stories-Bank.com and
this policy.
Children’s Privacy
We do not knowingly collect personal information from
children under the age of 13. If we learn that we have
personal information on a child under the age of 13, we
will delete that information from our systems. Child-Stories-Bank.com encourages parents to go online with their kids.
Here are a few tips to help make a child's online
experience safer:
- Teach kids never to give personal information, unless
supervised by a parent or responsible adult. Includes
name, address, phone, school, etc.
- Know the sites your kids are visiting and which sites are appropriate.
- Look for Web site privacy policies. Know how your
child's information is treated.
Check out the Federal Trade Commission's site for more tips on protecting
children's privacy online: http://www.ftc.gov/privacy/privacyinitiatives/childrens
.html
Terms of Use
We have taken every effort to design our Web site to be
useful, informative, helpful, honest and fun. Hopefully
we’ve accomplished that -- and would ask that you let
us know if you’d like to see improvements or changes
that would make it even easier for you to find the
information you need and want.
All we ask is that you agree to abide by the following
Terms and Conditions. Take a few minutes to look them
over because by using our site you automatically agree
to them. Naturally, if you don’t agree, please do not
use the site. We reserve the right to make any
modifications that we deem necessary at any time.
Please continue to check these terms to see what those
changes may be! Your continued use of the Child-Stories-Bank.com Web site means that you accept those changes.
THANKS AGAIN FOR VISITING!
Restrictions on Use of Our Online Materials
All Online Materials on the Child-Stories-Bank.com site,
including, without limitation, text, software, names,
logos, trademarks, service marks, trade names, images,
photos, illustrations, audio clips, video clips, and
music are copyrighted intellectual property.
You, the visitor, may download Online Materials for
non-commercial, personal use only provided you 1)
retain all copyright, trademark and propriety notices,
2) you make no modifications to the materials, 3) you
do not use the materials in a manner that suggests an
association with any of our products, services, events
or brands, and 4) you do not download quantities of
materials to a database, server, or personal computer
for reuse for commercial purposes. You may not,
however, copy, reproduce, republish, upload, post,
transmit or distribute Online Materials in any way or
for any other purpose unless you get our written
permission first. Neither may you add, delete, distort
or misrepresent the Child-Stories-Bank.com site. Any attempts
to modify any Online Material, or to defeat or
circumvent our security features is prohibited.
Everything you download, any software, plus all files,
all images incorporated in or generated by the
software, and all data accompanying it, is considered
licensed to you by Child-Stories-Bank.com or third-party
licensors for your personal, non-commercial home use
only. We do not transfer title of the software to you.
That means that we retain full and complete title to
the software and to all of the associated intellectual-
property rights. You’re not allowed to redistribute or
sell the material or to reverse-engineer, disassemble
or otherwise convert it to any other form that people
can use.
Submitting Your Online Material to Us
All remarks, suggestions, ideas, graphics, comments, or
other information that you send to Child-Stories-Bank.com through our site (other than information we promise to protect under our privacy policy) becomes and remains our property, even if this agreement is later
terminated.
That means that we don’t have to treat any such
submission as confidential. You can’t sue us for using
ideas you submit. If we use them, or anything like
them, we don’t have to pay you or anyone else for them.
We will have the exclusive ownership of all present and
future rights to submissions of any kind. We can use
them for any purpose we deem appropriate to Child-Stories-Bank.com’s mission, without compensating you or anyone else for them.
You acknowledge that you are responsible for any
submission you make. This means that you (and not we)
have full responsibility for the message, including its
legality, reliability, appropriateness, originality,
and copyright.
Limitation of Liability
CHILD-STORIES-BANK.COM WILL NOT BE LIABLE FOR ANY DAMAGES
OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY
OF ITS SITE.
THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR
INJURY CAUSED BY ANY:
USE OF (OR INABILITY TO USE) THE SITE, USE OF (OR
INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM
OUR SITE, FAILURE OF OUR SITE TO PERFORM IN THE MANNER
YOU EXPECTED OR DESIRED, ERROR ON OUR SITE, OMISSION ON
OUR SITE, INTERRUPTION OF AVAILABILITY OF OUR SITE,
DEFECT ON OUR SITE, DELAY IN OPERATION OR TRANSMISSION
OF OUR SITE COMPUTER VIRUS OR LINE FAILURE. PLEASE NOTE
THAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:
DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY
DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR
INJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")
OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING
DIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS
"INCIDENTAL DAMAGES.")
WE ARE NOT LIABLE EVEN IF WE’VE
BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS
BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR
BOTH.
EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMIT
OR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR
"CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSE
STATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLY
WHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TO
RECOVER THESE TYPES OF DAMAGES.
HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL
LOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERY
KIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS
OF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OR
OTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANY
OTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNT
YOU PAID, IF ANYTHING, TO ACCESS OUR SITE.
Links to Other Sites
We sometimes provide referrals to and links to other
World Wide Web sites from our site. Such a link should
not be seen as an endorsement, approval or agreement
with any information or resources offered at sites you
can access through our site. If in doubt, always check
the Uniform Resource Locator (URL) address provided in
your WWW browser to see if you are still in a Child-Stories-Bank.com-operated site or have moved to another
site. Child-Stories-Bank.com is not responsible for the
content or practices of third party sites that may be
linked to our site. When Child-Stories-Bank.com provides
links or references to other Web sites, no inference or
assumption should be made and no representation should
be inferred that Child-Stories-Bank.com is connected with,
operates or controls these Web sites. Any approved link
must not represent in any way, either explicitly or by
implication, that you have received the endorsement,
sponsorship or support of any Child-Stories-Bank.com site
or endorsement, sponsorship or support of Child-Stories-Bank.com, including its respective employees, agents or
directors.
Termination of This Agreement
This agreement is effective until terminated by either
party. You may terminate this agreement at any time, by
destroying all materials obtained from all Child-Stories-Bank.com Web sites, along with all related documentation
and all copies and installations. Child-Stories-Bank.com may terminate this agreement at any time and without
notice to you, if, in its sole judgment, you breach any
term or condition of this agreement. Upon termination,
you must destroy all materials. In addition, by
providing material on our Web site, we do not in any
way promise that the materials will remain available to
you. And Child-Stories-Bank.com is entitled to terminate
all or any part of any of its Web site without notice
to you.
Jurisdiction and Other Points to Consider
If you use our site from locations outside of the
United States, you are responsible for compliance with
any applicable local laws.
These Terms of Use shall be governed by, construed and
enforced in accordance with the laws of Hawaii, USA, as it is applied to agreements entered
into and to be performed entirely within such
jurisdiction.
To the extent you have in any manner violated or
threatened to violate Child-Stories-Bank.com and/or its
affiliates' intellectual property rights, Child-Stories-Bank.com and/or its affiliates may seek injunctive or
other appropriate relief in any state or federal court
in the State of Hawaii, and you consent to
exclusive jurisdiction and venue in such courts.
Any other disputes will be resolved as follows:
If a dispute arises under this agreement, we agree to
first try to resolve it with the help of a mutually
agreed-upon mediator in the following location: Honolulu, Hawaii. Any costs and fees other than attorney fees
associated with the mediation will be shared equally by
each of us.
If it proves impossible to arrive at a mutually
satisfactory solution through mediation, we agree to
submit the dispute to binding arbitration at the
following location: Honolulu, Hawaii, under the rules of
the American Arbitration Association. Judgment upon the
award rendered by the arbitration may be entered in any
court with jurisdiction to do so.
Child-Stories-Bank.com may modify these Terms of Use, and
the agreement they create, at any time, simply by
updating this posting and without notice to you. This
is the ENTIRE agreement regarding all the matters that
have been discussed.