Child Stories: Privacy Policy and Terms of Use

OUR PRIVACY POLICY

Child-Stories-Bank.com is committed to protecting the privacy ofour online visitors. We strive to offer our visitorsthe many advantages of Internet technology and toprovide an interactive and personalized experience. Wemay use personally identifiable information (your name,e-mail address, street address, telephone number)subject to the terms of this privacy policy. We willNEVER sell, barter, or rent your email address to anyunauthorized third party. Period.

We collect information from online visitors who ask tobe on our newsletter mailing list and/or receiveperiodic email announcements. Anyone who wishes canchoose to be removed from our mailing listat any time.

All online visitor data collected by Child-Stories-Bank.com isprotected against unauthorized access. We will notsell, trade, or give your personal information to othercompanies or organizations.

How we gather information from users:

How we collect and store information depends on thepage you are visiting, the activities in which youelect to participate and the services we provide. Forexample, you may be asked to provide information whenyou register for access to certain portions of our siteor request certain features, such as newsletters orwhen you make a purchase. You may provide informationwhen you participate in sweepstakes and contests,message boards and chat rooms, and other interactiveareas of our site. Like most Web sites, Child-Stories-Bank.com alsocollects information automatically and through the useof electronic tools that may be transparent to ourvisitors. For example, we may log the name of yourInternet Service Provider or use cookie technology torecognize you and hold information from your visit.Among other things, the cookie may store your user nameand password, sparing you from having to re-enter thatinformation each time you visit, or may control thenumber of times you encounter a particularadvertisement while visiting our site. As we adoptadditional technology, we may also gather informationthrough other means. In certain cases, you can choosenot to provide us with information, for example bysetting your browser to refuse to accept cookies, butif you do you may be unable to access certain portionsof the site or may be asked to re-enter your user nameand password, and we may not be able to customize thesite’s features according to your preferences.

What we do with the information we collect:

Like other Web publishers, we collect information toenhance your visit and deliver more individualizedcontent and advertising. We respect your privacy and donot share your information with anyone.

Aggregated Information (information that does notpersonally identify you) may be used in many ways. Forexample, we may combine information about your usagepatterns with similar information obtained from otherusers to help enhance our site and services (e.g., tolearn which pages are visited most or what features aremost attractive). Aggregated Information mayoccasionally be shared with our advertisers andbusiness partners. Again, this information does notinclude any Personally Identifiable Information aboutyou or allow anyone to identify you individually.

We may use Personally Identifiable Informationcollected on Child-Stories-Bank.com to communicate with you aboutyour registration and customization preferences; ourTerms of Service and privacy policy; services andproducts offered by Child-Stories-Bank.com and other topics wethink you might find of interest.

Personally identifiable information collected by Child-Stories-Bank.com may also be used for other purposes, including butnot limited to site administration, troubleshooting,processing of e-commerce transactions, administrationof sweepstakes and contests, and other communicationswith you. Certain third parties who provide technicalsupport for the operation of our site (our Web hostingservice for example) may access such information. Wewill use your information only as permitted by law. Inaddition, from time to time as we continue to developour business, we may sell, buy, merge or partner withother companies or businesses. In such transactions,user information may be among the transferred assets.We may also disclose your information in response to acourt order, at other times when we believe we arereasonably required to do so by law, in connection withthe collection of amounts you may owe to us, and/or tolaw enforcement authorities whenever we deem itappropriate or necessary. Please note we may notprovide you with notice prior to disclosure in suchcases.

Affiliated sites, linked sites and advertisements:

Child-Stories-Bank.com expects its partners, advertisers andaffiliates to respect the privacy of our users. Beaware, however, that third parties, including ourpartners, advertisers, affiliates and other contentproviders accessible through our site, may have theirown privacy and data collection policies and practices.For example, during your visit to our site you may linkto, or view as part of a frame on a Child-Stories-Bank.com page,certain content that is actually created or hosted by athird party. Also, through Child-Stories-Bank.com you may beintroduced to, or be able to access, information, Websites, features, contests or sweepstakes offered byother parties. Child-Stories-Bank.com is notresponsible for the actions or policies of such thirdparties. You should check the applicable privacypolicies of those third parties when providinginformation on a feature or page operated by a thirdparty.

While on our site, our advertisers, promotionalpartners or other third parties may use cookies orother technology to attempt to identify some of yourpreferences or retrieve information about you. Forexample, some of our advertising is served by thirdparties and may include cookies that enable theadvertiser to determine whether you have seen aparticular advertisement before. Other featuresavailable on our site may offer services operated bythird parties and may use cookies or other technologyto gather information. Child-Stories-Bank.com does not control theuse of this technology by third parties or theresulting information, and is not responsible for anyactions or policies of such third parties.

You should also be aware that if you voluntarilydisclose personally identifiable information on messageboards or in chat areas, that information can be viewedpublicly and can be collected and used by third partieswithout our knowledge and may result in unsolicitedmessages from other individuals or third parties. Suchactivities are beyond the control of Child-Stories-Bank.com andthis policy.

Children’s Privacy

We do not knowingly collect personal information fromchildren under the age of 13. If we learn that we havepersonal information on a child under the age of 13, wewill delete that information from our systems. Child-Stories-Bank.com encourages parents to go online with their kids.Here are a few tips to help make a child's onlineexperience safer:

  • Teach kids never to give personal information, unlesssupervised by a parent or responsible adult. Includesname, address, phone, school, etc.
  • Know the sites your kids are visiting and which sites are appropriate.
  • Look for Web site privacy policies. Know how yourchild's information is treated.
Check out the Federal Trade Commission's site for more tips on protectingchildren's privacy online: http://www.ftc.gov/privacy/privacyinitiatives/childrens.html


Terms of Use

We have taken every effort to design our Web site to beuseful, informative, helpful, honest and fun. Hopefullywe’ve accomplished that -- and would ask that you letus know if you’d like to see improvements or changesthat would make it even easier for you to find theinformation you need and want.

All we ask is that you agree to abide by the followingTerms and Conditions. Take a few minutes to look themover because by using our site you automatically agreeto them. Naturally, if you don’t agree, please do notuse the site. We reserve the right to make anymodifications that we deem necessary at any time.Please continue to check these terms to see what thosechanges may be! Your continued use of the Child-Stories-Bank.com Web site means that you accept those changes.

THANKS AGAIN FOR VISITING!

Restrictions on Use of Our Online Materials

All Online Materials on the Child-Stories-Bank.com site,including, without limitation, text, software, names,logos, trademarks, service marks, trade names, images,photos, illustrations, audio clips, video clips, andmusic are copyrighted intellectual property.

You, the visitor, may download Online Materials fornon-commercial, personal use only provided you 1)retain all copyright, trademark and propriety notices,2) you make no modifications to the materials, 3) youdo not use the materials in a manner that suggests anassociation with any of our products, services, eventsor brands, and 4) you do not download quantities ofmaterials to a database, server, or personal computerfor reuse for commercial purposes. You may not,however, copy, reproduce, republish, upload, post,transmit or distribute Online Materials in any way orfor any other purpose unless you get our writtenpermission first. Neither may you add, delete, distortor misrepresent the Child-Stories-Bank.com site. Any attemptsto modify any Online Material, or to defeat orcircumvent our security features is prohibited.

Everything you download, any software, plus all files,all images incorporated in or generated by thesoftware, and all data accompanying it, is consideredlicensed to you by Child-Stories-Bank.com or third-partylicensors for your personal, non-commercial home useonly. We do not transfer title of the software to you.That means that we retain full and complete title tothe software and to all of the associated intellectual-property rights. You’re not allowed to redistribute orsell the material or to reverse-engineer, disassembleor otherwise convert it to any other form that peoplecan use.

Submitting Your Online Material to Us

All remarks, suggestions, ideas, graphics, comments, orother information that you send to Child-Stories-Bank.com through our site (other than information we promise to protect under our privacy policy) becomes and remains our property, even if this agreement is laterterminated.

That means that we don’t have to treat any suchsubmission as confidential. You can’t sue us for usingideas you submit. If we use them, or anything likethem, we don’t have to pay you or anyone else for them.We will have the exclusive ownership of all present andfuture rights to submissions of any kind. We can usethem for any purpose we deem appropriate to Child-Stories-Bank.com’s mission, without compensating you or anyone else for them.

You acknowledge that you are responsible for anysubmission you make. This means that you (and not we)have full responsibility for the message, including itslegality, reliability, appropriateness, originality,and copyright.

Limitation of Liability

CHILD-STORIES-BANK.COM WILL NOT BE LIABLE FOR ANY DAMAGESOR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANYOF ITS SITE.

THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES ORINJURY CAUSED BY ANY:

USE OF (OR INABILITY TO USE) THE SITE, USE OF (ORINABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROMOUR SITE, FAILURE OF OUR SITE TO PERFORM IN THE MANNERYOU EXPECTED OR DESIRED, ERROR ON OUR SITE, OMISSION ONOUR SITE, INTERRUPTION OF AVAILABILITY OF OUR SITE,DEFECT ON OUR SITE, DELAY IN OPERATION OR TRANSMISSIONOF OUR SITE COMPUTER VIRUS OR LINE FAILURE. PLEASE NOTETHAT WE ARE NOT LIABLE FOR ANY DAMAGES, INCLUDING:

DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURYDAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS ORINJURY (KNOWN IN LEGAL TERMS AS "CONSEQUENTIAL DAMAGES.")OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTINGDIRECTLY FROM A LOSS OR INJURY (KNOWN IN LEGAL TERMS AS"INCIDENTAL DAMAGES.")

WE ARE NOT LIABLE EVEN IF WE’VEBEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HASBEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES ORBOTH.

EXCEPTION: CERTAIN STATE LAWS MAY NOT ALLOW US TO LIMITOR EXCLUDE LIABILITY FOR THESE "INCIDENTAL" OR"CONSEQUENTIAL" DAMAGES. IF YOU LIVE IN ONE OF THOSESTATES, THE ABOVE LIMITATION OBVIOUSLY WOULD NOT APPLYWHICH WOULD MEAN THAT YOU MIGHT HAVE THE RIGHT TORECOVER THESE TYPES OF DAMAGES.

HOWEVER, IN ANY EVENT, OUR LIABILITY TO YOU FOR ALLLOSSES, DAMAGES, INJURIES, AND CLAIMS OF ANY AND EVERYKIND (WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMSOF A CONTRACT, OR CLAIMED TO BE CAUSED BY NEGLIGENCE OROTHER WRONGFUL CONDUCT, OR THEY’RE CLAIMED UNDER ANYOTHER LEGAL THEORY) WILL NOT BE GREATER THAN THE AMOUNTYOU PAID, IF ANYTHING, TO ACCESS OUR SITE.

Links to Other Sites

We sometimes provide referrals to and links to otherWorld Wide Web sites from our site. Such a link shouldnot be seen as an endorsement, approval or agreementwith any information or resources offered at sites youcan access through our site. If in doubt, always checkthe Uniform Resource Locator (URL) address provided inyour WWW browser to see if you are still in a Child-Stories-Bank.com-operated site or have moved to anothersite. Child-Stories-Bank.com is not responsible for thecontent or practices of third party sites that may belinked to our site. When Child-Stories-Bank.com provideslinks or references to other Web sites, no inference orassumption should be made and no representation shouldbe inferred that Child-Stories-Bank.com is connected with,operates or controls these Web sites. Any approved linkmust not represent in any way, either explicitly or byimplication, that you have received the endorsement,sponsorship or support of any Child-Stories-Bank.com siteor endorsement, sponsorship or support of Child-Stories-Bank.com, including its respective employees, agents ordirectors.

Termination of This Agreement

This agreement is effective until terminated by eitherparty. You may terminate this agreement at any time, bydestroying all materials obtained from all Child-Stories-Bank.com Web sites, along with all related documentationand all copies and installations. Child-Stories-Bank.com may terminate this agreement at any time and withoutnotice to you, if, in its sole judgment, you breach anyterm or condition of this agreement. Upon termination,you must destroy all materials. In addition, byproviding material on our Web site, we do not in anyway promise that the materials will remain available toyou. And Child-Stories-Bank.com is entitled to terminateall or any part of any of its Web site without noticeto you.

Jurisdiction and Other Points to Consider

If you use our site from locations outside of theUnited States, you are responsible for compliance withany applicable local laws.

These Terms of Use shall be governed by, construed andenforced in accordance with the laws of Hawaii, USA, as it is applied to agreements enteredinto and to be performed entirely within suchjurisdiction.

To the extent you have in any manner violated orthreatened to violate Child-Stories-Bank.com and/or itsaffiliates' intellectual property rights, Child-Stories-Bank.com and/or its affiliates may seek injunctive orother appropriate relief in any state or federal courtin the State of Hawaii, and you consent toexclusive jurisdiction and venue in such courts.

Any other disputes will be resolved as follows:

If a dispute arises under this agreement, we agree tofirst try to resolve it with the help of a mutuallyagreed-upon mediator in the following location: Honolulu, Hawaii. Any costs and fees other than attorney feesassociated with the mediation will be shared equally byeach of us.

If it proves impossible to arrive at a mutuallysatisfactory solution through mediation, we agree tosubmit the dispute to binding arbitration at thefollowing location: Honolulu, Hawaii, under the rules ofthe American Arbitration Association. Judgment upon theaward rendered by the arbitration may be entered in anycourt with jurisdiction to do so.

Child-Stories-Bank.com may modify these Terms of Use, andthe agreement they create, at any time, simply byupdating this posting and without notice to you. Thisis the ENTIRE agreement regarding all the matters thathave been discussed.